2 Tiny Cover Letter Errors That Cause Big Trouble

2 Tiny Cover Letter Errors That Cause Big TroubleCover Letter Errors2 Tiny Cover Letter Errors That Cause Big TroubleLike job seekers, bloggers often reach out and network with each other. Just this week, The Blog received an inquiry from a potential guest blogger. Her message started with a nice compliment (Your blog is so helpful) and referred to one of our recent posts. So far, so good.Unfortunately, it soon became clear that this particular piece of flattery welches less-than-sincere, as the next line said I would love to have one of our bloggers write a guest post for sitename.Wait, what? Who you callin sitename?Clearly, the writer had meant to replace sitename with The Blog but forgot. That tiny mistake made it quite obvious that the writer was not, in fact, reaching out to us in particular, but was simply sending out a mass mailing of form letters to a variety of blogs, hoping someone would take the bait. In this case it was kind of amusing and no big deal. But it would have b een a very big deal in a job search. If that one, tiny mistake had been made in a titelblatt letter, it could have spoiled a promising job opportunity. fruchtwein employers these days have more qualified applicants than they can handle, so even a small mistake is reason enough to eliminate you. Its about attention to detail. Youd be amazed how often job seekers make this kind of blunder in their cover letters. And while were on the subject, here are a couple others1. Wrong kind of greeting.Ideally, you should address your cover letter by name to the hiring manager for the specific job. However, if you have no way of finding out the name, use a greeting thats professional and gender-neutral. That may seem obvious, but some people really do still think its proper to start a cover letter with Dear Sir, or Gentlemen. (Hint Its not, and hasnt been for at least 30 years)Acceptable options includeDear Hiring ManagerGood Afternoon,(Or, if youre using a memo format...)TO Hiring Manager for M arketing Associate Position, Job Reference 167542. Wrong company name or job title.If youre sending a cover letter and resume to Smith Company, the employer surely wont be impressed if your letter says youre excited about the opportunity at Jones Corp. Or perhaps youre applying for a job as a Customer Service Specialist, but your cover letter says Customer Support Representative, because that was the job title at the last place you applied.Some employers might not even notice a small mistake. And some might have a higher tolerance for errors and let you get away with a typo or two. But most expect nothing less than a 100% error-free cover letter and resumeespecially if your job duties will involve written communications. One of your most important resources in the job search is someone you can trust to proofread your career documents. Its even more important to get some assistance if you have learning differences that affect your spelling, or if English is not your first language.Do whatever it takes to ensure that every detail is spot-on so the employer can focus on whats truly importantyour qualifications and fit for the job.

Richard Branson told Elon Musk he needs to sleep more

Richard Branson told Elon Musk he needs to sleep moreRichard Branson told Elon Musk he needs to sleep moreA few weeks ago the world became aware of Elon Musks astonishing work practices in a very revealing New York Times interview. Between his 120-hour work weekand using Ambien as a frequent sleep aid, the entrepreneur seemed to be half crying while talking to reporters.He also said he hasnt taken a full week off work since 2001 and that welches only because he had malaria.And this was all before a number of lawsuits came rolling out in addition to a$20 million fine from the Securities and Exchange Commissionafter hetweeted on August 7 Am considering taking Tesla private at $420. Funding secured. Most experts believed this was an erroneous move, perhaps one made due to lack of sleep.Clearly, Musk needs some help and guidance and who better to turn to than aleidher brilliant billionaire in the space industry? In a new interview with CNBC Virgin CEO Richard Branson said of Musk, I thin k he maybe needs to learn the art of delegation. Hes got to find time for himself, hes got to find time for his health and for his family. Hes a wonderfully creative person, but he shouldnt be getting very little sleep. He should find a fantastic team of people around him.Branson is correct in his advice. Musk does need to learn to delegate and not take everything on himself. He also needs to sleep more becausehis tiredness could be leading him to make bad decisions. It can also hurt creativity which is how Musk has become Musk.Dr. Jacqui Grey, MD for the NeuroLeadership Institute Europe, told HR Review The Mad Men stereotype of boozy lunches and afternoon naps may not apply to most creative people today, but there is some method in the madness that businesses can take on board. Sleep deprivation kills creativity, it sinks startups every day and is a problem at most large creative organizations that ask us for help. Creativity needs a rested mind if it is to flourish.Sleep improves memory and helps us make connections. Taking a 20-minute nap or simply going offline for a short period of time each day provides the brain with vital breathing space and time to reinterpret problems. Thinking too hard about a problem can make it harder to solve and it is often better to let the mind wander and allow the brains unconscious processors to take over.So listen up Musk Branson also had some more advice. Dont feel you have to put out tweets about public shareholders, leave the public game to people who enjoy that. He obviously doesnt enjoy it, so he should clear the decks and concentrate on the creative side, Branson said.

Increase Your Wealth Easily With These 8 Money Tips for Millennials

Increase Your Wealth Easily With These 8 Money Tips for MillennialsIncrease Your Wealth Easily With These 8 Money Tips for MillennialsHave you heard the news?Millennials are killing breakfast cereals.Theyre making firm handshakes obsolete.Theyre destroying the napkin industry, canned tuna, bar soap, and even fabric softener.If you believe the headlines, millennials are pretty powerfulexcept, it seems, when it comes to their finances.WellMillennials are drowning in debts.So, if youre a millennial yourself and you want to tame your spending splurges, read onYoull get 8 money-saving tips I tested myself to keep my head above water. And they worked.Inside Millennials WalletsHeres a look at the financial picture for millennials75% of U.S. millennials have some form of debt34% are holding-gesellschaft off on buying a home because of debt31% are holding off on saving for retirement because of debt46% of millennials say they have $0 in their savings account67% of millennials say they would h ave difficulty paying an unexpected bill of $1,000About 50% of millennials experience chronic stress over money.Yes, those statistics are grim. But its not because theyre throwing their money away on avocado toast.The truth is, coming of age during the 2008 recession has set millennials back.The employment rate for younger Americans has been slow to recover. Fewer millennials are employed than their parents were at the same age.And while salaries have stagnated, the cost of education, housing, and health care has skyrocketed. Millennials have 300% mora student debt than their parents and are earning lower salaries.Its no surprise that millennials are likely to be the first generation to be worse off financially than their parents.But that doesnt mean all hope is lost. There are steps you can take right now to improve your finances.Below, Ive outlined the 8 steps that I used to save up money to start and grow Transizion, a college and career prep company.These tips will help you achi eve your goals, slowly but surely. It will take time to develop new habits and change aspects of your lifestyles, but these tips are worth it.8 Financial Tips for MillennialsWant to increase your wealth, reduce financial stress, and build a mora secure future? Sure, we all do. Heres how1. Evaluate your financesThe first step is to get an accurate picture of your finances. How much money is coming in? How much money is going out? And where exactly is it going?You cant start working on your finances until you can accurately answer these questions. It can be scary to finally stare your finances in the face, but its exactly what will make developing new habits so much easier.Consider every expense. For example, how many subscriptions do you currently have? How often are you really using each subscription? Are they worth it?Luckily, theres an app for that Mint. Link your credit and debit cards to Mint, and itll categorize your transactions and show you how youre spending your money. Plus , its freeIt can be alarming to see how much youre spending on categories like fast food, but knowledge is power.2. Build a budget (and stick to it)Once you have a clear picture of your finances, create a monthly budget.Start by listing all your expenses. Begin with the most important (rent and other bills) and end with the least important (categories like entertainment).Decide how much money youll spend on each category. Some expenses, like most bills, will stay the same every month. Others may be one-time expenses, like attending a special event or purchasing a gift. Thats why you have to customize your budget monthly.You should also budget for savings. Experts recommend saving at least 20% of your income. If thats not practical for you, decide on another percentage thats more reasonable. Treat your savings like a required bill that you must pay each month.Of course, creating a budget is pointless if you dont stick to it.Remember that budgeting doesnt mean you can never treat your self. Its simply designed to prevent impulse purchases that youll regret later.If you really want something, add it to the budget for that month. Depending on your financial situation, that may mean sacrificing in other nonessential categories.If its still hard to stick to your budget, try the envelope trickPay your bills online or using your usual method.For each additional expense category, label an envelope Entertainment, Coffee, Groceries, Clothing, etc.Place the amount of money youve budgeted for that category (in cash) inside each envelope.The cash inside each envelope is the only money you can spend on that category until the month is over.If you absolutely must have more money for one category, youll have to take it from another.Sometimes, its helpful to physically see and touch the money assigned to each category, especially if youre a budget beginner.3. Use technologyMint isnt the only helpful personal finance app.You might also want to tryEveryDollar The EveryDollar app u ses the zero-based budget method, giving every dollar a purpose. It tracks your expenses and shows the amount youve spent on each budget item for the month and how much you have left to spend.Wally Wally is a simple, easy-to-understand financial tool. It helps you compare your income and expenses, track spending, and set and achieve personal financial goals. It allows you to scan and save receipts and see how much you can spend per day to stay on track with your goals.You Need a Budget (YNAB) If you get off track with your spending, YNAB helps you see what you should do differently to balance your budget. Online classes with a live instructor are included, and you can budget for individual projects like Christmas gifts. YNAB does carry a fee, but users say its worth it The average user pays off $500 in debt in the first month.Credit Karma A free, easy way to monitor your credit score, Credit Karma also offers useful tips for building credit. Youll learn whats affecting your current score and how you can make improvements.4. Reverse engineer your futureSometimes it feels scary to sit down and look at the big financial picture. But they say if you fail to plan, you plan to fail.Reverse engineer your future following these stepsThink about where you want to end up. What are your ultimate career and professional goals?Figure out how youll get there. Write down all the steps between where you are now and where you want to be.Budget for the steps in between. How much will each step cost? How will you pay for it?Determine what actions you can take now to start moving toward your goals.5. Dont be afraid to switch industriesAs you map out your future, you may find that major changes are necessary to achieve your goals. Dont be afraid to switch industries if needed.Think long-term. If you stay where you are now, where will you be in 510 years? Depending on the situation, switching industries may be a minor setback. But, in those 510 years, will you be farther along?If y ou make the decision to actually change your career, make sure to check out Career Change Resume Sample and Writing GuideYou shouldnt be afraid to move either. If the cost of living is high where you live, try to find a job that pays similarly in an area where the cost of living is lower. Or offer your services remotely from an inexpensive area.For real-life success stories and tips on how to start working from wherever you wish, see How to Find and Land a Job in Your Dream Location6. Manage stressSometimes, stress leads to reckless spending. And reckless spending leads to more stress, creating a nasty cycle.Trust me, while Ive been running Transizion, Ive faced plenty of stress, anxiety, sleepless nights, and self doubt. Im sure plenty of you have encountered the same struggles while pursuing your own goals.Taking action is one thing that will help you alleviate stress.Manage your stress levels with strategies likeExercisingMeditatingEngaging in enjoyable/relaxing hobbiesTalking to your support systemGetting plenty of restLaughing (at funny friends, videos, shows, stand-up routines, etc.)Limiting screen timeSpending time outdoors.7. Keep building your skillsIf you want to move up the ladder (and make more money) in your industry, you have to continuously develop your skills.Subscribe to blogs and podcasts related to your industry. Keep up with the latest trends and scope out the competition. Read books, take online courses, and get relevant certifications.Youll keep improving as an employee, and your boss will appreciate your initiative. When you ask for a raise, be sure to mention your growing list of credentials.8. Dont try to keep up with the JonesesStudies suggest that millennials spend money they dont have just to keep up with their peers. Images of nice cars, designer clothes, and expensive vacations on social media likely magnify this issue.Slow down and be conscious of your motivation for spending money. Do you really need the item? Are you trying to impress someone? Are you buying this because itll make a great photo on Instagram?Wanting to keep up with your peers is natural. But living comfortably and without financial stress is worth much more than any number of Instagram likes.If comparison is a struggle for you, limit social media usage with apps like Offtime, Moment, and Forest.So, what do you think?What financial tips have helped you the most? How do you find the discipline to stick to your budget? Are millennials really responsible for the death of breakfast cereals?